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The Board evaluates a little bank's document of assisting to fulfill the credit rating desires of its entire Neighborhood pursuant on the Compact Financial institution Lending Test as provided in paragraph (a)(two) of the portion, Except the little lender opts being evaluated pursuant towards the Retail Lending Test in § 228.22.Pursuant to § 228.

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The Board opinions the influence and responsiveness with the lender's community growth loans and Group advancement investments that profit or serve a Point out, as supplied in § 228.15.(one) A nonmetropolitan middle-cash flow census tract is selected as distressed whether it is in a very county that satisfies a number of of the subsequent conditio

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